Umbrella Insurance

Umbrella insurance is offered to hospitals and other facilities and provides additional limits of coverage to protect against catastrophic claims for professional and general liability as well as a few other exposures. Coverage under the umbrella policy is not limited to professional liability exposures as is the excess policy. The umbrella policy is also usually sold in increments of $1M per claim/$1M annual aggregate with requirements of specific underlying coverage limits.

To complement coverages, KaMMCO continues to offer innovative insurance options and services. Highlights include:
  • Premium credits available for good claims history and loss prevention activities.
  • Experience rating offering the opportunity to reduce premiums through recognition of good loss experience.
  • Coverage limits separate from defense costs.
  • Service visits and consultations.
  • Competitive premium financing options through a local banking facility.

Contact the KaMMCO Underwriting department today at 800.232.2259.